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It is important that
you fully understand how much the mover is responsible for in event
your goods are lost or damaged. The cost for covering your items
in transit is 2.5% of the total declared value. The minimum coverage
required for international moving is $10,000 declared value, which
costs $250.00.
You will need to fill out an itemized list of your belongings;
and you will be responsible for declaring the actual value for each
item. If any item should be damaged or lost during your move, you
would be fully reimbursed for the replacement value of that item,
based on your declaration.
Why should you choose insurance over valuation coverage?
There are many reasons to consider insurance instead of valuation coverage. The following are some of them:
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| 1. |
An
insurance policy ensures that you are covered from a licensed insurance
agent in lieu of a mover's "promise". It is a binding contract and
insurance policy between you and the insurance company. |
| 2. |
Taking out an insurance policy enables you to insure high value items. |
| 3. |
Insurance will offer you protection against an "Act of God" (e.g. floods, tornados, lightening, etc.) |
| 4. |
It will cover the items listed on your contract at their full replacement cost. |
| 5. |
Insurance
is usually more comprehensive than many homeowner policies, which limit
personal property coverage to only 50%-75%. In many cases, a
homeowner's policy does not cover a move "in transit". |
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